Student loans as well as switching academic institutions

You must explain your circumstances to the student finance body. Student finance will also need to be contacted by your university.

You are responsible for paying the entire term’s tuition payments, regardless of when you drop your course. You will be responsible for paying the entire year’s costs if you drop out of school during your third term.

Your prior coursework will be taken into consideration while funding your new course. Your financing is often determined by adding a year to the length of the course you are enrolled in, as per student finance regulations.

Throughout the first academic year, switching courses won’t have an impact on your funding.

There are repercussions if you start a new course after your first year of school:

• You will have used up your “plus one” year even if you did not finish your first course in its entirety.
• It’s possible that you won’t be eligible for a tuition price loan for the first year of your new course if you’ve already completed the first year of it.
• You will be responsible for paying tuition fees if you have to repeat a year of the new course.

This holds true even if you move to a faster, shorter course.

Student finance agencies have the authority to allow an additional year of funding if you have strong personal reasons—such as a family bereavement or poor health—that caused you to repeat a year of study or drop your previous degree. However, this is completely up to them. You’ll have to back up your assertion with proof.

In the event that you move courses or universities and you are an EU student who started a study prior to August 2021 and you are not registered with the EU Settlement Scheme, you may no longer be eligible for tuition fee support.

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Credit transfers for courses

Credit transfers may only be possible if the courses you’re applying to at the same university are quite similar.

You might be able to transfer your credits if you need to reapply through UCAS to a different university. The choice to continue the year and earn credits to move directly into year two at your new university or to leave immediately and begin again in year one of the next academic year is then yours.

It’s important to remember to indicate on your UCAS application that you wish to start in year two if you plan to transfer credits.

In the event that your credits cannot be transferred, you will have to reapply, which will cost you money for a degree you did not complete and may prevent you from getting the full financing for a second one, particularly if you drop out in the second or third year.

How to completely stop attending university

Not everyone is suited for college. Sometimes the best course of action, if you feel like quitting college, is to leave and take a different path. This may be starting a full-time job, volunteering, going on an apprenticeship, or taking a trip.


But there are a few effects of leaving school to think about:

• If you are unable to find a replacement, you can be required to pay the balance owed for the lodging you agreed to.
• You will no longer be eligible for student perks or loan payments.
• You will be required to pay council tax if you choose to remain in your housing and you are not a student.
• No matter when you left school, you might only be eligible for a certain amount of money if you return in the future.
• Leaving college may leave a void on your resume; prospective employers may inquire about this, so be prepared with a compelling response.

Advice about leaving university

If at all possible, we encourage you to try to finish the year. Having good exam scores is preferable to having none at all. If you plan to reapply in the future, having some grades from your first year could be helpful. If you don’t, it will at minimum demonstrate to potential employers that you put a lot of effort into anything before giving up.


Numerous students in comparable circumstances have discovered that things can significantly get better with time, and others who had planned to leave school but completed their first year instead chose to stay and complete the program.

To avoid having to pay for tuition and/or housing for the entire year, depart from the institution as soon as you can if you are determined to drop out and not come back, at least not just yet.

Student loans and leaving university early

The student loans you have been awarded must be repaid. When you graduate from college will determine how much you have to pay back. It is comparable to transferring in several ways:

• If you leave a term early, you will be responsible for the entire amount of tuition.
• If you drop out of school during your third term, you’ll be responsible for paying the entire year’s tuition.

Speak with your student loan provider and go over the next steps. Take action as soon as you can.

You’ll start paying back your loan in the same manner as if you had completed your degree in full, barring overpayment. This is from April of the year after you graduated from college and began making more money than a particular amount.

Even if your income falls below the loan payback level, you will still be responsible for repaying any overpayment sooner.